Before laying down your 'plastic' to buy a string of pearls or bracelet or jewelry, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. c. Inquire about how you would get a refund or return the item if dissatisfied. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Get a BBB report on your jewelry store prior to making any purchase. You will want to deal with a store that has a well trained staff to include gemological education.

When buying diamonds, pearls, rubies or jewelry on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Obtain all details related to your purchase in writing including their exchange and refund policies. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Having written that, paperwork trail is extremely important when making an online jewelry purchase. Lastly, wear that jewelry or jewelry often and enjoy it.