Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the jewelry or whatever you are purchasing be it gold, silver, platinum or just gemstones. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or jewelry. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Obtain a report on the business from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or jewelry is one lucky person!