Before laying down your 'plastic' to buy a string of pearls or bracelet or jewelry, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. f. Specifically inquire about the return and refund policies. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. We suggest that you look into the store's standing in your town. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Obtain a report on the business from the Better Business Bureau. You will want to deal with a store that has a well trained staff to include gemological education.

Whether you want to purchase a watch, earrings, string of pearls or jewelry online, look for the Better Business Bureau Reliability Seal. Get all the product details in writing (for example by email) including refund policy. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. With all that accomplished, wear that jewelry or jewelry as often as possible.