Before laying down your 'plastic' to buy a string of pearls or bracelet or jewelry, read all you can about it so you are a well education purchaser. Compare price, service and quality. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

You may be asking yourself how you find a reputable jeweler. Here are some thoughts whether you are looking to purchase a watch, necklace, bracelet, pendent or looking for jewelry. Check the store's reputation by questioning friends, relatives or coworkers who have shopped there. We suggest that you look into the store's standing in your town. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

Whether you want to purchase a watch, earrings, string of pearls or jewelry online, look for the Better Business Bureau Reliability Seal. Obtain all details related to your purchase in writing including their exchange and refund policies. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition, be sure that you document all conversation and details of the transaction. Closing remark - your recipient of jewelry is one lucky person!