Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the jewelry or whatever you are purchasing be it gold, silver, platinum or just gemstones. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or jewelry. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Find out what organizations the jeweler belongs to and their membership requirements. Obtain a report on the business from the Better Business Bureau. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

If you do buy that ring, bracelet, watch or jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. Call the online store and get confirmation as to the particulars of the purchase. Having written that, paperwork trail is extremely important when making an online jewelry purchase. With all that accomplished, wear that jewelry or jewelry as often as possible.