Before laying down your 'plastic' to buy a string of pearls or bracelet or jewelry, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. d. Be sure you understand and can live with the store (or websites) exchange and return policies. b. Review any guarantees or warranties that come with the purchase. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or jewelry. A store's 'standing' in your community is an important factor to consider prior to making a purchase. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or jewelry, is the BBB seal of reliability. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition, be sure that you document all conversation and details of the transaction. Lastly, wear that jewelry or jewelry often and enjoy it.