Before laying down your 'plastic' to buy a string of pearls or bracelet or jewelry, read all you can about it so you are a well education purchaser. At search site or store, investigate their pricing, service and the quality of what they are offering. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. We suggest that you look into the store's standing in your town. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You ant your jeweler to have a gemological and appraisal certificate.

If you do buy that ring, bracelet, watch or jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Get all the product details in writing (for example by email) including refund policy. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. Lastly, wear that jewelry or jewelry often and enjoy it.