Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the jewelry or whatever you are purchasing be it gold, silver, platinum or just gemstones. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. c. Ask about the seller's guarantee and/or warranty on the item being bought. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or jewelry. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain a report on the business from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

If you do buy that ring, bracelet, watch or jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition to the phone conversation, get everything in writing. Lastly, wear that jewelry or jewelry often and enjoy it.