Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k child gold jewelry, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. b. Get all the details about the online or store return policy and their refund policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k child gold jewelry, understand the stores reputation by checking with others that have made purchases including friends or relatives. Be sure the store has a long-standing, solid reputation in the community. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

Whether you want to purchase a watch, earrings, string of pearls or 14k child gold jewelry online, look for the Better Business Bureau Reliability Seal. Get all the product details in writing (for example by email) including refund policy. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition, be sure that you document all conversation and details of the transaction. Closing remark - your recipient of 14k child gold jewelry is one lucky person!