Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the 14k cross gold necklace or whatever you are purchasing be it gold, silver, platinum or just gemstones. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. f. Don't buy without getting a warranty or guarantee with the item being purchased. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k cross gold necklace, investigate the store's reputation. A store's 'standing' in your community is an important factor to consider prior to making a purchase. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 14k cross gold necklace, is the BBB seal of reliability. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. Last thought - enjoy your beautiful 14k cross gold necklace purchase.