Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k cuban, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 14k cuban. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

Whether you want to purchase a watch, earrings, string of pearls or 14k cuban online, look for the Better Business Bureau Reliability Seal. Document the details related to your purchase for future use, if necessary. Talking with a representative of the web store is always a good idea so that you have some personal contact. That having been said, getting everything represented in writing is very important. With all that accomplished, wear that jewelry or 14k cuban as often as possible.