Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the 14k diamond heart pendant or whatever you are purchasing be it gold, silver, platinum or just gemstones. Compare price, service and quality. e. The return and exchange policy are your protections so be sure to inquire and understand. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k diamond heart pendant, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Find out what organizations the jeweler belongs to and their membership requirements. Obtain a report on the business from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

When buying diamonds, pearls, rubies or 14k diamond heart pendant on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Determine where they are geographically and call to speak with a person to confirm details or get clarification. That having been said, getting everything represented in writing is very important. Last thought - enjoy your beautiful 14k diamond heart pendant purchase.