We suggest that before you lay out your money for that 14k diamond ring or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k diamond ring, investigate the store's reputation. Check out the store's reputation in your area. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Obtain a report on the business from the Better Business Bureau. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 14k diamond ring, is the BBB seal of reliability. Get all the product details in writing (for example by email) including refund policy. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. Finally, you and/or your loved one should enjoy and cherish that new jewelry or 14k diamond ring purchase.