We suggest that before you lay out your money for that 14k earring or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. e. The return and exchange policy are your protections so be sure to inquire and understand. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k earring, investigate the store's reputation. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Get a BBB report on your jewelry store prior to making any purchase. You ant your jeweler to have a gemological and appraisal certificate.

When buying diamonds, pearls, rubies or 14k earring on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Further to the telephone call, be sure that the purchase is well documented including all representations. With all that accomplished, wear that jewelry or 14k earring as often as possible.