Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the 14k earring hoop or whatever you are purchasing be it gold, silver, platinum or just gemstones. At search site or store, investigate their pricing, service and the quality of what they are offering. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k earring hoop, understand the stores reputation by checking with others that have made purchases including friends or relatives. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. The BBB is an excellent source of investigation on a business. You will want to deal with a store that has a well trained staff to include gemological education.

If you do buy that ring, bracelet, watch or 14k earring hoop online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Having written that, paperwork trail is extremely important when making an online jewelry purchase. As a closing comment, the recipient of your jewelry or 14k earring hoop is one lucky person!