Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k fg, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. b. Review any guarantees or warranties that come with the purchase. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 14k fg. A store's 'standing' in your community is an important factor to consider prior to making a purchase. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. You ant your jeweler to have a gemological and appraisal certificate.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 14k fg. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. Further to the telephone call, be sure that the purchase is well documented including all representations. As a closing comment, the recipient of your jewelry or 14k fg is one lucky person!