Don't 'pull the trigger' on purchasing 14k gold and cz jewelry or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. f. Specifically inquire about the return and refund policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or 14k gold and cz jewelry. Look into the 'buzz' about the company that you are contemplating making your purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 14k gold and cz jewelry, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of 14k gold and cz jewelry is one lucky person!