Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k gold bangle bracelets, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k gold bangle bracelets, investigate the store's reputation. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. The BBB is an excellent source of investigation on a business. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or 14k gold bangle bracelets online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Get all the product details in writing (for example by email) including refund policy. Call the online store and get confirmation as to the particulars of the purchase. In addition to the phone conversation, get everything in writing. Lastly, wear that jewelry or 14k gold bangle bracelets often and enjoy it.