Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k gold bracelet, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k gold bracelet, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 14k gold bracelet, is the BBB seal of reliability. Always get the particulars related to your purchase documented in case there is a dispute. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. That having been said, getting everything represented in writing is very important. Last thought - enjoy your beautiful 14k gold bracelet purchase.