Don't 'pull the trigger' on purchasing 14k gold cross or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Compare price, service and quality. e. The return and exchange policy are your protections so be sure to inquire and understand. d. You will want a warranty with your purchase so inquire and understand what is offered. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 14k gold cross. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Get a BBB report on your jewelry store prior to making any purchase. Determine if the store's sale people have any gemological and appraisal education.

When buying diamonds, pearls, rubies or 14k gold cross on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. Lastly, wear that jewelry or 14k gold cross often and enjoy it.