We suggest that before you lay out your money for that 14k gold cross pendant or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. At search site or store, investigate their pricing, service and the quality of what they are offering. d. Be sure you understand and can live with the store (or websites) exchange and return policies. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k gold cross pendant, investigate the store's reputation. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Determine if the store's sale people have any gemological and appraisal education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 14k gold cross pendant, is the BBB seal of reliability. Obtain all details related to your purchase in writing including their exchange and refund policies. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Further to the telephone call, be sure that the purchase is well documented including all representations. Finally, you and/or your loved one should enjoy and cherish that new jewelry or 14k gold cross pendant purchase.