Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k gold crosse, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or 14k gold crosse. Get to the bottom of the store's reputation by asking those that have purchased from the store. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. The BBB is an excellent source of investigation on a business. Determine if the store's sale people have any gemological and appraisal education.

The BBB Reliability seal is a good indicator of the online store's compliance with good business practices and a seal you should look for when buying diamonds, watches, pearls or 14k gold crosse. Prior to purchasing, get all details about your purchase in writing. Call the online store and get confirmation as to the particulars of the purchase. In addition, be sure that you document all conversation and details of the transaction. With all that accomplished, wear that jewelry or 14k gold crosse as often as possible.