Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k jewelry, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. b. Get all the details about the online or store return policy and their refund policy. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 14k jewelry, investigate the store's reputation. Look into the 'buzz' about the company that you are contemplating making your purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

Whether you want to purchase a watch, earrings, string of pearls or 14k jewelry online, look for the Better Business Bureau Reliability Seal. Document the details related to your purchase for future use, if necessary. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. Last thought - enjoy your beautiful 14k jewelry purchase.