Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the 14k jewelry navel or whatever you are purchasing be it gold, silver, platinum or just gemstones. Be sure that you comparison shop for quality, price and customer service. f. Specifically inquire about the return and refund policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k jewelry navel, understand the stores reputation by checking with others that have made purchases including friends or relatives. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Get a BBB report on your jewelry store prior to making any purchase. You will want to deal with a store that has a well trained staff to include gemological education.

When buying diamonds, pearls, rubies or 14k jewelry navel on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Obtain all details related to your purchase in writing including their exchange and refund policies. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Further to the telephone call, be sure that the purchase is well documented including all representations. As a closing comment, the recipient of your jewelry or 14k jewelry navel is one lucky person!