Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k necklace, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

You may be asking yourself how you find a reputable jeweler. Here are some thoughts whether you are looking to purchase a watch, necklace, bracelet, pendent or looking for 14k necklace. Check the store's reputation by questioning friends, relatives or coworkers who have shopped there. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You ant your jeweler to have a gemological and appraisal certificate.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 14k necklace. Obtain all details related to your purchase in writing including their exchange and refund policies. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or 14k necklace is one lucky person!