We suggest that before you lay out your money for that 14k pendant or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. b. Get all the details about the online or store return policy and their refund policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or 14k pendant. Get to the bottom of the store's reputation by asking those that have purchased from the store. A store's 'standing' in your community is an important factor to consider prior to making a purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Determine if the store's sale people have any gemological and appraisal education.

Whether you want to purchase a watch, earrings, string of pearls or 14k pendant online, look for the Better Business Bureau Reliability Seal. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Talking with a representative of the web store is always a good idea so that you have some personal contact. Further to the telephone call, be sure that the purchase is well documented including all representations. As a closing comment, the recipient of your jewelry or 14k pendant is one lucky person!