Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k spa, read all you can about it so you are a well education purchaser. Compare price, service and quality. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

You may be asking yourself how you find a reputable jeweler. Here are some thoughts whether you are looking to purchase a watch, necklace, bracelet, pendent or looking for 14k spa. Check the store's reputation by questioning friends, relatives or coworkers who have shopped there. A store's 'standing' in your community is an important factor to consider prior to making a purchase. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You will want to deal with a store that has a well trained staff to include gemological education.

If you do buy that ring, bracelet, watch or 14k spa online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Prior to purchasing, get all details about your purchase in writing. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of 14k spa is one lucky person!