We suggest that before you lay out your money for that 14k watch or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. e. The return and exchange policy are your protections so be sure to inquire and understand. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k watch, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Find out what organizations the jeweler belongs to and their membership requirements. Get a BBB report on your jewelry store prior to making any purchase. Look for a jeweler with a gemological and appraisal education and certificate.

When buying diamonds, pearls, rubies or 14k watch on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition, be sure that you document all conversation and details of the transaction. Finally, you and/or your loved one should enjoy and cherish that new jewelry or 14k watch purchase.