Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k white gold band, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 14k white gold band. Be sure the store has a long-standing, solid reputation in the community. Find out what organizations the jeweler belongs to and their membership requirements. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 14k white gold band. Always get the particulars related to your purchase documented in case there is a dispute. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition, be sure that you document all conversation and details of the transaction. Finally, you and/or your loved one should enjoy and cherish that new jewelry or 14k white gold band purchase.