Before laying down your 'plastic' to buy a string of pearls or bracelet or 14k white gold belly ring, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. c. Ask about the seller's guarantee and/or warranty on the item being bought. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

You may be asking yourself how you find a reputable jeweler. Here are some thoughts whether you are looking to purchase a watch, necklace, bracelet, pendent or looking for 14k white gold belly ring. Check the store's reputation by questioning friends, relatives or coworkers who have shopped there. Be sure the store has a long-standing, solid reputation in the community. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The BBB is an excellent source of investigation on a business. Dealing with knowledgeable staff is a must. See if they have a gemological background.

When buying diamonds, pearls, rubies or 14k white gold belly ring on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Further to the telephone call, be sure that the purchase is well documented including all representations. As a closing comment, the recipient of your jewelry or 14k white gold belly ring is one lucky person!