Before you make any jewelry purchase you should educate yourself about the special features of the 14k white gold chains or other item (e.g. pearls, watch, gems, gold, platinum, etc.) you are considering purchasing. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 14k white gold chains, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. The BBB is an excellent source of investigation on a business. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or 14k white gold chains online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Get all the product details in writing (for example by email) including refund policy. Call the online store and get confirmation as to the particulars of the purchase. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or 14k white gold chains as often as possible.