Prior to making your purchase for the 14k white gold hoop earring or watch or bracelet or whatever, make sure that you research all relevant features. At search site or store, investigate their pricing, service and the quality of what they are offering. a. Ask about the store (or online) refund and return policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 14k white gold hoop earring. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or 14k white gold hoop earring online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Call the online store and get confirmation as to the particulars of the purchase. In addition, be sure that you document all conversation and details of the transaction. Lastly, wear that jewelry or 14k white gold hoop earring often and enjoy it.