Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k diamond wedding band, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. f. Specifically inquire about the return and refund policies. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of 18k diamond wedding band, investigate the store's reputation. Be sure the store has a long-standing, solid reputation in the community. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 18k diamond wedding band. Obtain all details related to your purchase in writing including their exchange and refund policies. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of 18k diamond wedding band is one lucky person!