Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k gold, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. e. The return and exchange policy are your protections so be sure to inquire and understand. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or 18k gold. Get to the bottom of the store's reputation by asking those that have purchased from the store. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

Whether you want to purchase a watch, earrings, string of pearls or 18k gold online, look for the Better Business Bureau Reliability Seal. Always get the particulars related to your purchase documented in case there is a dispute. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Further to the telephone call, be sure that the purchase is well documented including all representations. As a closing comment, the recipient of your jewelry or 18k gold is one lucky person!