Prior to making your purchase for the 18k gold chain or watch or bracelet or whatever, make sure that you research all relevant features. Be sure that you comparison shop for quality, price and customer service. d. Be sure you understand and can live with the store (or websites) exchange and return policies. f. Don't buy without getting a warranty or guarantee with the item being purchased. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 18k gold chain. Check out the store's reputation in your area. Find out what organizations the jeweler belongs to and their membership requirements. Obtain a report on the business from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 18k gold chain. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. As a closing comment, the recipient of your jewelry or 18k gold chain is one lucky person!