We suggest that before you lay out your money for that 18k gold charm or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. At search site or store, investigate their pricing, service and the quality of what they are offering. c. Inquire about how you would get a refund or return the item if dissatisfied. f. Don't buy without getting a warranty or guarantee with the item being purchased. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or 18k gold charm. We suggest that you look into the store's standing in your town. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

Whether you want to purchase a watch, earrings, string of pearls or 18k gold charm online, look for the Better Business Bureau Reliability Seal. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. Lastly, wear that jewelry or 18k gold charm often and enjoy it.