Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k gold findings, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. e. The return and exchange policy are your protections so be sure to inquire and understand. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 18k gold findings, understand the stores reputation by checking with others that have made purchases including friends or relatives. We suggest that you look into the store's standing in your town. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. You will want to deal with a store that has a well trained staff to include gemological education.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or 18k gold findings. Get all the product details in writing (for example by email) including refund policy. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. Last thought - enjoy your beautiful 18k gold findings purchase.