Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k gold man bracelet, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 18k gold man bracelet. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. You will want to deal with a store that has a well trained staff to include gemological education.

When buying diamonds, pearls, rubies or 18k gold man bracelet on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Get all the product details in writing (for example by email) including refund policy. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or 18k gold man bracelet is one lucky person!