Don't 'pull the trigger' on purchasing 18k gold necklace or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. f. Specifically inquire about the return and refund policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or 18k gold necklace. Look into the 'buzz' about the company that you are contemplating making your purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or 18k gold necklace online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Prior to purchasing, get all details about your purchase in writing. Call the online store and get confirmation as to the particulars of the purchase. Having written that, paperwork trail is extremely important when making an online jewelry purchase. With all that accomplished, wear that jewelry or 18k gold necklace as often as possible.