We suggest that before you lay out your money for that 18k gold pendants or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or 18k gold pendants. Get to the bottom of the store's reputation by asking those that have purchased from the store. A good indicator of the store's reliability is if they are well respected in your city. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k gold pendants, is the BBB seal of reliability. Get all the product details in writing (for example by email) including refund policy. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Further to the telephone call, be sure that the purchase is well documented including all representations. Lastly, wear that jewelry or 18k gold pendants often and enjoy it.