Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k gold plated, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 18k gold plated, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k gold plated, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Further to the telephone call, be sure that the purchase is well documented including all representations. Closing remark - your recipient of 18k gold plated is one lucky person!