Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k gold ring, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. f. Specifically inquire about the return and refund policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

You may be asking yourself how you find a reputable jeweler. Here are some thoughts whether you are looking to purchase a watch, necklace, bracelet, pendent or looking for 18k gold ring. Check the store's reputation by questioning friends, relatives or coworkers who have shopped there. Check out the store's reputation in your area. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Determine if the store's sale people have any gemological and appraisal education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k gold ring, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of 18k gold ring is one lucky person!