Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the 18k gold watch or whatever you are purchasing be it gold, silver, platinum or just gemstones. Be sure that you comparison shop for quality, price and customer service. c. Inquire about how you would get a refund or return the item if dissatisfied. c. Ask about the seller's guarantee and/or warranty on the item being bought. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or 18k gold watch. Be sure the store has a long-standing, solid reputation in the community. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k gold watch, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. Last thought - enjoy your beautiful 18k gold watch purchase.