Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k hge, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. f. Specifically inquire about the return and refund policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 18k hge. Be sure the store has a long-standing, solid reputation in the community. Find out what organizations the jeweler belongs to and their membership requirements. Obtain a report on the business from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k hge, is the BBB seal of reliability. Obtain all details related to your purchase in writing including their exchange and refund policies. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Having written that, paperwork trail is extremely important when making an online jewelry purchase. Closing remark - your recipient of 18k hge is one lucky person!