Before laying down your 'plastic' to buy a string of pearls or bracelet or 18k wedding band, read all you can about it so you are a well education purchaser. At search site or store, investigate their pricing, service and the quality of what they are offering. e. The return and exchange policy are your protections so be sure to inquire and understand. b. Review any guarantees or warranties that come with the purchase. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or 18k wedding band. Be sure the store has a long-standing, solid reputation in the community. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Determine if the store's sale people have any gemological and appraisal education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 18k wedding band, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. That having been said, getting everything represented in writing is very important. As a closing comment, the recipient of your jewelry or 18k wedding band is one lucky person!