Before laying down your 'plastic' to buy a string of pearls or bracelet or 1 2 carat diamond earring stud, read all you can about it so you are a well education purchaser. At search site or store, investigate their pricing, service and the quality of what they are offering. b. Get all the details about the online or store return policy and their refund policy. c. Ask about the seller's guarantee and/or warranty on the item being bought. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 1 2 carat diamond earring stud, understand the stores reputation by checking with others that have made purchases including friends or relatives. We suggest that you look into the store's standing in your town. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain a report on the business from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

If you do buy that ring, bracelet, watch or 1 2 carat diamond earring stud online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. Determine where they are geographically and call to speak with a person to confirm details or get clarification. That having been said, getting everything represented in writing is very important. Lastly, wear that jewelry or 1 2 carat diamond earring stud often and enjoy it.