Before laying down your 'plastic' to buy a string of pearls or bracelet or 2006 annual watch wrist, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. b. Get all the details about the online or store return policy and their refund policy. d. You will want a warranty with your purchase so inquire and understand what is offered. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 2006 annual watch wrist, understand the stores reputation by checking with others that have made purchases including friends or relatives. A good indicator of the store's reliability is if they are well respected in your city. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or 2006 annual watch wrist, is the BBB seal of reliability. Prior to purchasing, get all details about your purchase in writing. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition, be sure that you document all conversation and details of the transaction. Closing remark - your recipient of 2006 annual watch wrist is one lucky person!