Before laying down your 'plastic' to buy a string of pearls or bracelet or 39 jewelry kay s, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 39 jewelry kay s, understand the stores reputation by checking with others that have made purchases including friends or relatives. We suggest that you look into the store's standing in your town. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The BBB is an excellent source of investigation on a business. Determine if the store's sale people have any gemological and appraisal education.

When buying diamonds, pearls, rubies or 39 jewelry kay s on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or 39 jewelry kay s as often as possible.