Don't 'pull the trigger' on purchasing 3 stone engagement ring or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or 3 stone engagement ring, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

The BBB Reliability seal is a good indicator of the online store's compliance with good business practices and a seal you should look for when buying diamonds, watches, pearls or 3 stone engagement ring. Always get the particulars related to your purchase documented in case there is a dispute. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition, be sure that you document all conversation and details of the transaction. As a closing comment, the recipient of your jewelry or 3 stone engagement ring is one lucky person!