We suggest that before you lay out your money for that amex platinum card or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. f. Specifically inquire about the return and refund policies. d. You will want a warranty with your purchase so inquire and understand what is offered. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or amex platinum card. Get to the bottom of the store's reputation by asking those that have purchased from the store. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or amex platinum card. Obtain all details related to your purchase in writing including their exchange and refund policies. Call the online store and get confirmation as to the particulars of the purchase. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or amex platinum card is one lucky person!